Amount expected to be stronger in today’s trading. This is due to positive investor sentiment positive towards the regional market investors, which last night dow jones share price rose 200 points recorded.

“Plus the euro is starting to strengthen against the US $ from 1.9 to 1.21 to make the position fueled rupiah would come up,” says Head of Research and Futures analyst PT Monex Investindo to okezone Johannes Ginting, Friday (06/11/2010).

According to him, strengthening the rupiah is still very dependent on the latest situation in the European crisis and if you see two days before a positive increase on the opening day of this amount tends to a positive direction.

“Rupiah is expected to strengthen to a level between Rp9.150-9180 per US $,” he explained

But it was likely to weaken rupiah will return to the level of Rp9.300 per US $. This is due to negative sentiments from the European crisis.

In trading yesterday, the rupiah closed victorious and not affected by the weakening of the Composite Stock Price Index (CSPI).

Based on data from yahoo finance, the rupiah was trading on Thursday (10/6/2010) closed at Rp9.232 level, five after previous open Rp9.252 level, 5 per US $.

Meanwhile, according to data rates when the central Bank Indonesia (BI) rupiah closed at the level Rp9.250 per US $. The strengthening of world oil prices at USD74 per barrel level to be one trigger of the strengthening rupiah.

Equip children with the credit card does not hurt, just from one side to give a positive thing because it can train the child to manage his finances. But there are some noteworthy things that parents will equip their children credit cards.

Of course everyone has a different view about granting credit cards supplementation in children aged adolescents.

“Giving credit cards to children is a training trust and responsibility are extraordinary, both for parents and for children themselves,” said Maria Sukrisman, Vice President, Card & Strategic MarCom Head, Citibank.

He explained that credit card issuers in Indonesia generally allow supplementation for children who already have identification such as ID cards, namely the age of 17 years.

The majority of parents agree that children should learn to be independent. They are taught early on saving and budgeting and, if necessary, be able to earn my own income. One way that can be achieved in teaching children how to manage finances is to give credit card.

Large profit from credit cards is to avoid the risk of carrying too much cash.
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Four matters relating to retirement planning that I have to say to you, namely
(1) Identify the purpose in the old days,
(2) Choice of quality lifestyle in the old days,
(3) Measure the level of current income,
(4) Noting rate inflation.

As I promised, this edition focuses on the discussion of the estimated financial resources in old age as well as tips for identifying the funding shortage of funds with various funding sources available. Although it seems simple, there are systematic steps you should take to ensure a happy old age.

Prepare the Source of Funds

To facilitate your understanding about the methodology of calculation of income in old age, I will present illustrations Sasongko Pak family (quoted from the Old Days Planning Module Book Courses Certified Financial Planner).

Mr. Sasongko (in her 30s) has two teenage children. Husband and wife in this family is quite successful in their respective careers and they run a simple lifestyle. Both their income approximately Rp10 million per month before taxes. (more…)

Have you ever intend to be saved, but always found it difficult to run it?

Do you think you have enough income, but never able to save regularly?

Do you have attempted to set aside some funds for savings but ultimately abandoned funds and save any intention to fail?

If you answered yes to one of the questions above, then you need to listen to the following article.

Saving regularly challenge for everyone. Many people who have an income large enough but difficult to set aside money to save. While there are people who earn a relatively smaller but capable of setting aside some money for savings.
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Habit of saving should be invested and done it at an early age or from the children. By having a good savings habits, so we can plan the future with better. But unfortunately, with age, the more often we will find new problems, especially problems related to finance.

Recently, a reputable survey organization that is Citi Financial Quotient Survey (or if diarti-in more or less means the Financial Intelligence Survey), released new data about the habit of saving the Indonesian society. The result is no surprise that does not mean that, where the core is still a lot of our society who have not adopted the habit of saving with a good pattern. The survey results indicate that, estimated that only 47 percent of our society who have the habit of saving, rose only 29 percent are obedient to the budgeting, expenditure made and planned.

According Sonitha Poernomo as Vice President Corporate Affairs, Head of Citibank, said the questions frequently asked by several people about the saving is:

1. How to save money, while revenue is always being spent on everyday expenses?
2. How to choose the most promising investment and profitable? If even we already know, but still confused how to get started!
3. Still confused determine the most appropriate business, so once again still confused where to start, etc..
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