Along with football matches in World Cup 2010 in Africa, ad spending in Indonesia in June 2010 are expected to increase double-digits.

The reason, according to Nielsen research data on the World Cup 2006 in Germany, the increase in advertising spending in June 2006 reached 12 percent compared to the months of May 2006. “Whereas, in the months usually only 5 percent improvement,” said Steve Mitchell, Managing Director of Nielsen Consumers, consumption trends in the event of exposure during the World Cup 2010 in Jakarta, Thursday (10/06/2010).

In 2006, some products aggressively advertising impressions in June while the World Cup, among others, Djarum Super 1000 with the number of impressions reach spots, followed by the number of impressions Extra Joss with 476 spots, and Krating Daeng 110 spots with the number of impressions.

Although the increase in advertising spending would be higher in June 2010 this month, Steve reminded that the World Cup did not push the overall ad spending to grow taller than the previous year. Because, ad spending alone in Indonesia does have a trend to grow double digits annually.

Equip children with the credit card does not hurt, just from one side to give a positive thing because it can train the child to manage his finances. But there are some noteworthy things that parents will equip their children credit cards.

Of course everyone has a different view about granting credit cards supplementation in children aged adolescents.

“Giving credit cards to children is a training trust and responsibility are extraordinary, both for parents and for children themselves,” said Maria Sukrisman, Vice President, Card & Strategic MarCom Head, Citibank.

He explained that credit card issuers in Indonesia generally allow supplementation for children who already have identification such as ID cards, namely the age of 17 years.

The majority of parents agree that children should learn to be independent. They are taught early on saving and budgeting and, if necessary, be able to earn my own income. One way that can be achieved in teaching children how to manage finances is to give credit card.

Large profit from credit cards is to avoid the risk of carrying too much cash.
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Four matters relating to retirement planning that I have to say to you, namely
(1) Identify the purpose in the old days,
(2) Choice of quality lifestyle in the old days,
(3) Measure the level of current income,
(4) Noting rate inflation.

As I promised, this edition focuses on the discussion of the estimated financial resources in old age as well as tips for identifying the funding shortage of funds with various funding sources available. Although it seems simple, there are systematic steps you should take to ensure a happy old age.

Prepare the Source of Funds

To facilitate your understanding about the methodology of calculation of income in old age, I will present illustrations Sasongko Pak family (quoted from the Old Days Planning Module Book Courses Certified Financial Planner).

Mr. Sasongko (in her 30s) has two teenage children. Husband and wife in this family is quite successful in their respective careers and they run a simple lifestyle. Both their income approximately Rp10 million per month before taxes. (more…)

Habit of saving should be invested and done it at an early age or from the children. By having a good savings habits, so we can plan the future with better. But unfortunately, with age, the more often we will find new problems, especially problems related to finance.

Recently, a reputable survey organization that is Citi Financial Quotient Survey (or if diarti-in more or less means the Financial Intelligence Survey), released new data about the habit of saving the Indonesian society. The result is no surprise that does not mean that, where the core is still a lot of our society who have not adopted the habit of saving with a good pattern. The survey results indicate that, estimated that only 47 percent of our society who have the habit of saving, rose only 29 percent are obedient to the budgeting, expenditure made and planned.

According Sonitha Poernomo as Vice President Corporate Affairs, Head of Citibank, said the questions frequently asked by several people about the saving is:

1. How to save money, while revenue is always being spent on everyday expenses?
2. How to choose the most promising investment and profitable? If even we already know, but still confused how to get started!
3. Still confused determine the most appropriate business, so once again still confused where to start, etc..
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